Checking Accounts | American Bank

Additional Checking and Money Market Accounts

North Louisiana/ Coushatta

ACCOUNT DESCRIPTION	EXPRESS CHECKING	**HI-FI-MONEY MARKET ACCOUNT
Minimum to Open	$500.00	$2,500.00
Current Interest Rate	NONE
Annual Percentage Yield (APY)	NONE
Interest Computation Method	NONE	Daily Balance*
Interest will be compounded	NONE	Monthly
Interest Credited	NONE	Monthly
Monthly Service Fee	$0.00	$5.00
Fee Waivers
Statement Period	Monthly	Monthly(cost of check printing varies on style of checks ordered
Service Charge Buy Down	NONE	NONE (No more than 6 transfers & withdrawals per Month)
Overdraft Protection	NONE	NONE
Debit Card	NONE	NONE
Bill Pay	NONE	FREE
eStatements	REQUIRED	FREE
Paper Statement Option	NONE	FREE
Transaction Fee	NONE	NONE
IDProtect Identity Theft Protection Service	NONE	NONE

*The Daily Balance is determined by the application of a daily periodic rate to the full amount of the principal in the account each day.

¹Introductory interest rate of 7.00% with an annual percentage yield (APY) of 4.05% for balances $250,000 and below; 4.44% APY for balances $250,000.01 and greater. The introductory rate will apply for 90 calendar days with new money only. Minimum opening balance is $25,000. A minimum daily balance of $25,000 is required to earn introductory interest rate. For consumer and commercial accounts with new money only. Withdrawals will reduce earnings. Fees may reduce earnings. Annual percentage yield assumes an annualized rate based on the funds being on deposit for year. This money market offer is subject to change without notice. Annual Percentage Yield is accurate as of 4/12/2024. To obtain the current rate(s) and annual percentage yield information, please call American Bank, (985) 898-0206.

Northshore

ACCOUNT DESCRIPTION	EXPRESS CHECKING	**MONEY MARKET ACCOUNT
Minimum to Open	$500.00	$2,500.00
Current Interest Rate	NONE
Annual Percentage Yield (APY)	NONE
Interest Computation Method	NONE	Daily Balance*
Interest will be compounded	NONE	Monthly
Interest Credited	NONE	Monthly
Monthly Service Fee	$0.00	$5.00
Fee Waivers
Statement Period	Monthly	Monthly(cost of check printing varies on style of checks ordered
Service Charge Buy Down	NONE	NONE (No more than 6 transfers & withdrawals per Month)
Overdraft Protection	NONE	NONE
Debit Card	NONE	NONE
Bill Pay	NONE	FREE
eStatements	REQUIRED	FREE
Paper Statement Option	NONE	FREE
Transaction Fee	NONE	NONE
IDProtect Identity Theft Protection Service	NONE	NONE

*The Daily Balance is determined by the application of a daily periodic rate to the full amount of the principal in the account each day.

¹Introductory interest rate of 7.00% with an annual percentage yield (APY) of 4.05% for balances $250,000 and below; 4.44% APY for balances $250,000.01 and greater. The introductory rate will apply for 90 calendar days with new money only. Minimum opening balance is $25,000. A minimum daily balance of $25,000 is required to earn introductory interest rate. For consumer and commercial accounts with new money only. Withdrawals will reduce earnings. Fees may reduce earnings. Annual percentage yield assumes an annualized rate based on the funds being on deposit for year. This money market offer is subject to change without notice. Annual Percentage Yield is accurate as of 4/12/2024. To obtain the current rate(s) and annual percentage yield information, please call American Bank, (985) 898-0206.

Terrytown

ACCOUNT DESCRIPTION	EXPRESS CHECKING	PATRIOT CHECKING	**MONEY MARKET ACCOUNT
Minimum to Open	$500.00	$100.00	$5,000.00
Current Interest Rate	NONE	NONE
Annual Percentage Yield (APY)	NONE	NONE
Interest Computation Method	NONE	NONE	Daily Balance*
Interest will be compounded	NONE	NONE	Monthly
Interest Credited	NONE	NONE	Monthly
Monthly Service Fee	$0.00	$5.00 Miniumum Balance Fee -$500.00 Minimum Daily Balance - $25.00 Fee if closed within 90 days	$5.00
Fee Waivers
Statement Period	Monthly	Monthly(cost of check printing varies on style of checks ordered	Monthly(cost of check printing varies on style of checks ordered
Service Charge Buy Down	NONE	$5.00 Credit given for an single direct deposit by ACH of $500.00 or more per statement cycle	NONE (No more than 6 transfers & withdrawals per Month)
Overdraft Protection	NONE	Yes	NONE
Debit Card	NONE	FREE	NONE
Bill Pay	NONE	FREE	FREE
eStatements	REQUIRED	FREE	FREE
Paper Statement Option	NONE	FREE	FREE
Transaction Fee	NONE	Teller Assisted Transfers $2.00	NONE
IDProtect Identity Theft Protection Service	NONE	NONE	NONE

*The Daily Balance is determined by the application of a daily periodic rate to the full amount of the principal in the account each day.

¹Introductory interest rate of 7.00% with an annual percentage yield (APY) of 4.05% for balances $250,000 and below; 4.44% APY for balances $250,000.01 and greater. The introductory rate will apply for 90 calendar days with new money only. Minimum opening balance is $25,000. A minimum daily balance of $25,000 is required to earn introductory interest rate. For consumer and commercial accounts with new money only. Withdrawals will reduce earnings. Fees may reduce earnings. Annual percentage yield assumes an annualized rate based on the funds being on deposit for year. This money market offer is subject to change without notice. Annual Percentage Yield is accurate as of 4/12/2024. To obtain the current rate(s) and annual percentage yield information, please call American Bank, (985) 898-0206.